Tuinuke Pamoja - "Together we grow"
How we can help you
Kilimo (Agricultural) Loan
Sow the seeds of success with our Agricultural Loans! Grow your farm, harvest your dreams.
Jijenge (Development) Loan
Empower Your Vision with Our Development Loans! Let’s shape a sustainable tomorrow, one project at a time.
Biashara (Business) Loan
Unlock the doors to opportunity with our Business Loans! Let’s build a brighter future for your enterprise.
Emergency Loan
When life throws you a curveball, we’ve got your back! Our Emergency Loans offer peace of mind when you need it most.
Who we are
Empowering Kenyan Dreams, One Loan at a Time!
Unlock Your Financial Potential with Dua Njema – Our SACCO is dedicated to empowering individuals across Kenya by providing accessible loans tailored to their needs. Whether you’re dreaming of starting a business, furthering your education, or securing your family’s future, we’re here to support you every step of the way. Join us today and let’s build a brighter tomorrow, together!
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Our Partners
We look forward to doing great things with you anywhere in the world.
Values
Integrity
We adhere unwaveringly to ethical principles, ensuring transparency and honesty in all our dealings.
Professionalism
From our frontline staff to our executive team, professionalism is ingrained in every aspect of our organization.
Accountability
Accountability means that we hold ourselves responsible for the outcomes of our endeavors, whether they are successes or challenges.
Honesty
We value open and truthful communication, ensuring that our members are fully informed about our products, services, and processes.
Why choose us
Your privacy is our priority. We implement robust security measures to protect your personal and financial information.
Open and truthful communication is our promise, ensuring you have all the information needed to make informed financial decisions.
We take responsibility for our actions and are committed to delivering on our promises with clarity and reliability.
Testimonials
Sarah M.
Thanks to Dua Njema SACCO, our village thrives! Their development loans funded crucial projects, like upgrading our school and clinic. Their commitment to community upliftment is evident in every step. Dua Njema is more than a financial institution; they’re our partners in progress.
David K.
DuaNjema SACCO believed in my dream! With their support, I expanded my business, creating jobs and prosperity. Their development loans aren’t just about money; they’re about investing in people and futures. Proud to be part of the Dua Njema family!
Fatima L.
Gratitude to DuaNjema SACCO for their rapid response during emergencies. Their quick, hassle-free emergency loans helped us rebuild after disasters. Dua Njema stands by us in tough times, proving they’re not just a financial institution, but a pillar of support in our community.
Maria G
DuaNjema SACCO has been a game-changer for our community. Their development loans powered our initiatives, from sustainable agriculture to clean energy projects. With Dua Njema’s backing, we’re creating a greener, more prosperous future for generations to come. They’re not just a lender; they’re our partners in building a better world.